Thank you for visiting These Terms of Use (“Terms”) are a binding contract between you and Qarma Technology Inc. Please carefully read our Terms before using the services described herein. By utilising the website located at, you acknowledge that you have read the Terms and that you agree to be bound by them. The Website is intended only for your personal, non-commercial use. The Terms govern your use of the Website including all the content, services, tools and information provided herein. If you do not agree with the Terms, you are not granted permission to access or otherwise use the Website.

The term ‘Qarma’ or ‘us’ or ‘we’ refers to the owner of this Website. The term ‘you’ refers to the user or viewer of this Website.

Qarma reserves the right to replace, change, or modify the terms at any time, for any reason, by posting new terms on the Website. We suggest that you review the Terms periodically for changes.
The use of this Website is subject to the following terms of use:


Qarma may terminate your access to the Website for any reason, without prior notice.

No Investment Recommendations or Professional Advice

No investment recommendations or professional advice. The Website is not intended to provide any tax, legal, insurance or investment advice, and nothing on the Website should be construed as a solicitation or recommendation by Qarma or its affiliates to acquire or dispose of any investment or security, or to engage in any investment strategy or transaction. Decisions based on information contained on the Content are your sole responsibility of the visitor. In exchange for using the Website, you agree to indemnify and hold Qarma Technology Inc., its officers, directors, employees, affiliates, agents, licensors and suppliers harmless against any and all claims, losses, liability, costs and expenses (including but not limited to attorney’s fees) arising from your use of the Website, from your violation of the Terms or from any decisions that you make on the Content.

You and your financial advisor should determine whether any investment, security or strategy or any other product or service, is appropriate or suitable for you based on your personal financial situation and investment objectives. You should consult an attorney or tax professional regarding your specific legal or tax situation.

The Content is provided on an “AS IS” and “AS AVAILABLE” basis and without warranties of any kind, either expressed or implied. To the fullest extent permissible pursuant to applicable law, Qarma disclaims all warranties, including, but not limited to, any warranty of non-infringement of third-party rights and any implied warranties of merchantability and fitness for a particular purpose. Qarma does not warrant, either expressly or impliedly, the accuracy or completeness of the Content, including any information, text, graphics, links or other items contained on the Website and does not warrant that the functions contained on the Website will be uninterrupted or error-free, that defects will be corrected, or that the Website will be free of viruses or other harmful components. Qarma expressly disclaims all liability for errors and omissions in the materials on the Website and for the use or interpretation by others of information contained on the Content.

Trademarks, Copyrights and other Intellectual Property

The Content owned or licensed by Qarma is protected by applicable copyrights, trademarks, service marks, and/or other intellectual property rights. Such Content is solely for your personal, non-commercial use. Accordingly, you may not copy, distribute, modify, post, frame or deep link the Website, including any text, graphics, video, audio, software code, user interface design or logos. You may download material displayed on the Website for your personal use provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use any Content for public or commercial purposes, including all data, text, images, audio, and video, without Qarma’s written permission. Modification or use of any Content for any purpose other than your private, personal use violates Qarma’s intellectual property rights.

All trademarks, service marks, trade names, and logos displayed on the Website are proprietary to Qarma and/or their respective owners. Nothing contained on the Website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on the Website.

Links to Other Websites 

Qarma may establish links between the Website and one or more websites operated by third parties. Qarma has no control over any such other websites, the contents therein or the products/services offered thereby. The existence of any such links shall not constitute an endorsement of or representation or warranty by Qarma regarding such websites, the contents of the websites, the products or services of the websites or the operators of the websites. Your access to and use of such linked websites is governed by the terms of use and privacy policies of those sites and shall be at your own risk. Qarma disclaims responsibility for your use of such websites, including the privacy policies and customer information practices of such third-party websites.

Unauthorised Use of Content

You agree to defend and hold harmless Qarma, its affiliates and each of their respective officers, directors, members, partners, managers and employees against any losses, damages, claims, liabilities and costs (including reasonable attorney’s fees) to the extent resulting from or arising out of any unauthorised or otherwise inappropriate use of any of the Content attributable to you or which occurs through the use of your credentials.

Limitation of Liability

Your sole remedy for dissatisfaction with your use of the website is to stop using the website. You agree that under no circumstances will Qarma be liable for any damages, whether direct, indirect, incidental., consequential, special, punitive or exemplary damages (collectively, the ‘excluded damages”), arising out of or in any. Way. Connect it with your use of or inability to use the website, including but not limited to, loss of revenue, even if Qarma has been advised of the possibility of or could have foreseen the excluded damages. Further, Qarma will not be responsible for any failure to comply, by you or any third party, with these terms or with applicable federal, state and local laws. 

These limitations of liability will apply regardless of: (I) any negligence or gross negligence of Qarma or (II) whether the liability arises in negligence, strict liability, contract, tort (including negligence) or any other theory of legal liability; and will remain in effect even if any remedy fails of its essential purpose. Some states do not allow the limitation of liability or exclusion of warranties, so the above limitations and exclusions may not apply to you. In those states, Qarma’s liability will be limited to the greatest extent permitted by law.