NO OFFER OR SOLICITATION. THIS DOCUMENT IS PROVIDED FOR INFORMATION PURPOSES ONLY AND IS NOT AN OFFER OR SOLICITATION TO BUY/SELL ANY OF THE SECURITIES/INSTRUMENTS MENTIONED. THE MATERIAL IN THIS DOCUMENT DOES NOT CONSTITUTE FINANCIAL OR OTHER PROFESSIONAL ADVICE. YOU SHOULD CONSULT YOUR PROFESSIONAL ADVISER IF YOU REQUIRE FINANCIAL ADVICE. WE BELIEVE THAT ANY INFORMATION IN THIS DOCUMENT OBTAINED FROM EXTERNAL PROVIDERS IS SOURCED FROM REPUTABLE SOURCES AND IS RELIABLE. WE DO NOT, HOWEVER, ACCEPT ANY RESPONSIBILITY FOR THE ACCURACY OF SUCH INFORMATION. TERMS AND CONDITIONS OUTLINED IN THIS SUMMARY ARE SUBJECT TO CHANGE WITHOUT NOTICE.

FORWARD-LOOKING STATEMENTS. THIS DOCUMENT CONTAINS FORWARD-LOOKING STATEMENTS. THESE RELATE TO THE COMPANY’S FUTURE PROSPECTS, DEVELOPMENTS, AND STRATEGIES. FORWARD-LOOKING STATEMENTS ARE IDENTIFIED BY THEIR USE OF TERMS AND PHRASES SUCH AS “BELIEVE”, “COULD”, “ENVISAGE”, “ESTIMATE”, “INTEND”, “MAY”, “PLAN”, “WILL”, OR THE NEGATIVE OF THOSE VARIATIONS OR COMPARABLE EXPRESSIONS, INCLUDING REFERENCES TO ASSUMPTIONS. SUCH FORWARD-LOOKING STATEMENTS INVOLVE UNKNOWN RISKS, UNCERTAINTIES, AND OTHER FACTORS WHICH MAY CAUSE THE ACTUAL RESULTS, FINANCIAL CONDITION, PERFORMANCE OR ACHIEVEMENTS OF THE COMPANY, OR INDUSTRY RESULTS, TO BE MATERIALLY DIFFERENT FROM ANY FUTURE RESULTS, PERFORMANCE OR ACHIEVEMENTS EXPRESSED OR IMPLIED BY SUCH FORWARD-LOOKING STATEMENTS. GIVEN THESE UNCERTAINTIES, PROSPECTIVE INVESTORS ARE CAUTIONED NOT TO PLACE ANY UNDUE RELIANCE ON SUCH FORWARD-LOOKING STATEMENTS. THESE FORWARD-LOOKING STATEMENTS SPEAK ONLY AS AT THE DATE OF THIS DOCUMENT AND THE COMPANY AND THE DIRECTORS DISCLAIM ANY OBLIGATION TO UPDATE ANY SUCH FORWARD-LOOKING STATEMENTS IN THIS DOCUMENT TO REFLECT FUTURE EVENTS OR DEVELOPMENTS.

CONFIDENTIALITY. THIS DOCUMENT IS CONFIDENTIAL AND MAY NOT BE COPIED BY THE RECIPIENT OR DISCLOSED TO ANY THIRD PARTY WITHOUT THE PRIOR WRITTEN CONSENT OF THE COMPANY.

QARMA TECHNOLOGY INC IS A REGISTERED INVESTMENT ADVISOR WITH THE SEC IN THE US.

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